dxBank

What is Branch-Banking-as-a-Service (BBaaS)?
Redefining Financial Access with dxBank

dxBank is a Branch Banking-as-a-Service (BBaaS) platform—an end-to-end solution that enables banks to offer full services like account opening, e-Know Your Customer (eKYC), and card issuing without building a full physical branch.

Anchored on BSP Circular 987, BBaaS allows banks to establish branch-lite units with streamlined licensing and lower capital requirements, making it easier to reach underserved and unbanked communities with secure, safe, modern banking solutions.

Your Complete Turnkey Solution for Branch-Lite Deployment

Launching a successful branch-lite network requires more than just hardware. dxBank offers a true turnkey solution, providing a seamless path from concept to full operation. dxBank manages every critical component, ensuring your bank can focus on serving customers.

Our comprehensive offerings include

Cutting-Edge
Hardware

Robust devices including Cash Teller Machines (CTMs), dxBank Portable Smart Teller Machines, and dxBank Digital Counter Terminals built for reliable use in any environment.

Integrated
Software

Seamless, secure transaction processing with real-time data flow, powered by proprietary and partner systems.

End-to-End
Integration

Smooth connection to your core banking systems for accurate, timely reporting in line with BSP requirements.

Comprehensive Support
& Training

Full lifecycle support — from installation to maintenance and staff training — to keep operations efficient and smooth.

OUR CLIENTS

Rural Banks & Cooperatives

Cost-effective expansion into remote areas to provide accessible banking and cash services.

Local Government Units (LGUs) & Microfinance Institutions (MFIs)

Deliver essential financial services to local communities, driving inclusion and economic participation.

Commercial & Universal Banks

Deploy agile service hubs in urban centers or campuses, with features like instant card issuance and digital onboarding.

CLIENT TESTIMONIALS

PRODUCTS

Cash Teller Machine - powered by TraxionPay

Product Description: The country’s first cardless, QRPH enabled teller machine that allows cash in (similar to depositing money), cash out (similar to withdrawing money), send money, bills payment, mobile eload, balance Inquiry, and other financial transactions.

Benefit: This provides easy, automated access to everyday banking, which means shorter lines and lower operational costs for your bank.

dxBank Portable Smart Teller Machine — powered by Traxion

Product Description: A compact, battery-powered device that enables instant, secure account opening and on-the-spot bank card issuance—anytime, anywhere. It uses Near Field Communication (NFC) ID scanning, facial and fingerprint biometrics for ID verification, and prints personalized cards in under 5 minutes via 4G, Wi-Fi, or GPS connectivity.

Benefit: Rapidly onboards new customers and delivers physical cards directly, wherever they are, with secure verification.

dxBank Digital Counter Terminal — powered by Traxion

Product Description: A sleek, dual-screen module that supports facial and fingerprint biometrics, facilitates eKYC, account creation, e-signature capture, and customer feedback collection. It supports secure transactions while protecting sensitive customer information.

Benefit: Delivers fast, secure, and paperless customer onboarding and counter services—reducing processing time, enhancing data protection, and saving space at your branch.

dxBank PACKAGES

Package A: The Essential Access Hub

Product Inclusion: Cash Teller Machine (CTM)
Package Description: Provides essential banking services such as cash in, cash out, bills payment, e-load, balance inquiry, and money transfers via QR code or ATM card—offering customers convenient, self-service transactions anytime.
Benefits: Low cost of entry, high impact on financial inclusion. Perfect for strategic placement in bank branches, barangay centers, markets, and remote towns.

Package B: The Instant Issuance & Outreach Pod

Product Inclusions: Cash Teller Machine (CTM) + dxBank Portable Smart Teller Machine
Package Description: A bundled solution that combines the Cash Teller Machine (CTM) with the dxBank Portable Smart Teller Machine to deliver a full-service, mobile banking experience. Customers can access self-service functions like cash in, cash out, bills payment, and other money transfers via CTM, while bank staff can instantly issue personalized bank cards via the dxBank Portable Smart Teller Machine— all on the spot.
Benefits: Enables real-time instant card issuance, significantly reducing the customer onboarding process from days to minutes. Customers can immediately use their newly issued cards for transactions via the CTM, enhancing overall convenience. The integrated system also streamlines operations through secure, biometric-enabled self-service transactions, improving efficiency for both bank employees and clients.

Package C: The Full-Service Digital Branch-Lite

Product Inclusions: Cash Teller Machine + dxBank Portable Smart Teller Machine + dxBank Digital Counter Terminal
Package Description: Delivers a full-service digital banking setup by combining the dxBank Cash Teller Machine (CTM) for 24/7 self-service transactions, the dxBank Portable Smart Teller Machine for real-time, on-site card issuance, and the dxBank Digital Counter Terminal for advanced counter services like account opening and check deposits. Integrated with mobile banking for pre-filled applications, this setup allows customers to complete the entire onboarding process quickly and securely—all within a compact, branch-lite environment.
Benefits: Enhances your bank’s ability to serve customers efficiently in urban or high-traffic areas. It supports seamless onboarding, secure biometric verification, and instant card activation while cutting costs and improving operational flexibility. The result is a fully integrated banking experience that boosts customer engagement and expands your reach without the need for traditional branches.

Experience the Future of Banking: Visit the dxBank Showroom

Step into the future of financial access at the dxBank Showroom, a fully functional model branch located within our office. Here, you can experience our Cash Teller Machine (CTM), Portable Smart Teller, and Digital Counter Terminal in action. See firsthand how these solutions create efficient branch-lite units, integrate seamlessly, and support your growth and compliance objectives.